Why Choose Voyage
Voyage Financial Group was established in 2006 and serves more than 800 clients who are retired – or who are planning to retire. We provide a broad spectrum of financial advice and services tailored to the goals of our clients, most of whom reside in Illinois, Indiana and Wisconsin.
Voyage manages more than $450 million in brokerage and advisory assets (as of April 1, 2019) through LPL Financial, the No. 1 independent brokerage firm in the country as reported by Financial Planning magazine, June 1996-2016, based on revenue.
Largeness, however, is not what Voyage Financial is all about. The firm’s philosophy stems from the belief that every potential retiree, regardless of his or her net worth, deserves personal financial advice. Voyage Financial professionals establish a relationship with each client that includes ongoing
- Portfolio performance
- Financial education
Voyage professionals also provide their clients with a detailed report on their portfolio at least once a year.
Our values are ingrained in everything we do. They include:
- Treating clients the way we want to be treated.
- Seeking and recommending suitable strategies, regardless of whether or not it includes products and services we offer.
- Working to be on the leading edge of financial expertise and technology.
- Being compassionate, fair, and having a genuine concern for our clients’ well-being.
Our Investment Strategies
As independent financial advisors with LPL Financial, we work only for our clients. This independence allows us to utilize a “go anywhere” investment philosophy. As a result, we can select from mutual funds, actively managed portfolios, alternative investments, individual stocks/bonds, variable annuities, and ETF portfolios that best meet our clients’ needs.
We consider a wide-ranging view of the global economic system – from the credit cycle and demographics to regulations. The goal is to identify any potential risks that can derail a sound investment portfolio and look for changing trends that may provide investment opportunities.
We then focus on a fundamental analysis of broad global asset classes and determine if they are undervalued, fairly valued, or overvalued. Cash flow, tangible assets and scarcity are primary drivers of value, and purchasing those streams with a margin of low risk may preserve and grow capital over time. We overlay the fundamental analysis with the long-term (secular) trends and the short-term (cyclical) trends of the markets. Technical analysis is then used to manage risk, helping us with entry and exit points.
We do not blindly subscribe to a “buy-and-hold” or a “buy–and-forget” strategy. In environments with more perceived downside, we overweight our defensive strategies that tend to be less volatile by nature. When conditions indicate greater upside potential, we engage in strategies that seek to increase total returns.
We believe in conservative, steady growth with minimal risks and reasonable costs.